Hud supernofa: public housing self-sufficiency grants!
Public housing family self-sufficiency
Posted: 5/8/2008
Funding source: hud
Eligibility: pha and tdhes
$ available: $12,000,000
Grants available: n.a.
Max grant size: n.a.
Deadline: 7/18/08
Contact information: www.hud.gov
Description: grants to promote the development of local strategies to coordinate the use of assistance under the public housing program with public and private resources, enable participating families to increase earned income, reduce or eliminate the need for welfare assistance, and make progress toward achieving economic independence and housing self-sufficiency.
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Supernofa: housing counseling grants!
Housing counseling programs
Posted: 3/16/2006
Funding source: hud
Eligibility: varies by program
$ available: $47,000,000
Grants available: n.a.
Max grant size: n.a.
Deadline: 7/9/08
Contact information: www.hud.gov
Description: funding for the following housing counseling programs: (1) local housing counseling agencies (lhca); (2) national and regional intermediaries; (3) state housing finance agencies; (4) multi-state organizations; and (5) housing counseling training program.
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Supernofa: section 202 grants!
Section 202 supportive housing for the elderly
Posted: 5/8/2008
Funding source: hud
Eligibility: nonprofits
$ available: n.a.
Grants available: n.a.
Max grant size: n.a.
Deadline: 7/10/08
Contact information: www.hud.gov
Description: funding to acquire, rehabilitate, and/or construct affordable housing for low-income senior citizens.
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Supernofa: section 811 grants!
Section 811 housing for persons with disabilities
Posted: 5/8/2008
Funding source: hud
Eligibility: nonprofits
$ available: n.a.
Grants available: n.a.
Max grant size: n.a.
Deadline: 7/16/08
Contact information: www.hud.gov
Description: funding to acquire, rehabilitate, and/or construct affordable housing for low-income persons with disabilities, including group homes.
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Supernofa: fair housing grants!
Fair housing: (1) private enforcement initiatives (pei); (2) education and outreach initiatives (eoi); (3) fair housing
Posted: 5/8/2008
Funding source: hud
Eligibility: nonprofit and housing authorities
$ available: (1) $19,000,000; (2) $2,800,000; (3) $1,000,000
Grants available: n.a.
Max grant size: n.a.
Deadline: 7/9/08
Contact information: www.hud.gov
Description: funding for fair housing enforcement in three separate initiatives under the fair housing act.
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Sunday, June 1, 2008
Buy a HUD Home and Save
Buyers can save significant money in HUD auctions
Every month, over a half-million Internet users hit the "Homes for Sale" page of the Department of Housing and Urban Development (HUD) where they find a daily-updated selection of thousands of highly affordable homes and apartments offered by HUD plus nine other government agencies.
Like most of the housing programs offered by this massive cabinet-level agency, HUD Homes is aimed at low to moderate-income and first-time home buyers. Whenever a lender forecloses on a home insured with a HUD mortgage, HUD first pays the lender the amount owed on the home and then attempts to sell it at auction as soon as possible for no more than market value. The lender gets off the hook and, since the homes are sold at auction, buyers sometimes get them at below appraised market values.
Anyone who can qualify for a mortgage or has the cash is eligible to buy a HUD home.
HUD homes are sold on an as-is, non-warranty basis by auction during an "Offer Period" established by HUD. At the end of the Offer Period, all bids are opened and, basically, the highest bidder gets the house. If the home isn't sold in the initial Offer Period, you can submit a bid any business day. If your bid is acceptable to HUD, your real estate agent will be notified, usually within 48 hours.
In the complex world of real estate deals, buying a HUD home is simple.
Just select a home at the "Homes for Sale" HUD Web site and tell a participating real estate agent that you want to bid on it. Your real estate agent will prepare and submit your bid to HUD for you. (Your real estate agent must submit your bid for you.)
If your bid wins, your real estate agent will help you through the paperwork process. You'll be given a settlement date, normally within 30-60 days, and informed of where the transaction will occur. And get this -- HUD will usually pay the selling agent's commission and all sales commissions up to six-percent.
When a property is first listed for sale, priority will be given to owner-occupant purchasers for the first 10 calendar days, described as follows:
- All owner-occupant bids received during the first five days of this 10 day period will be reviewed on the first business day following the expiration of the five day period.
- All owner-occupant offers received are reviewed and the property is awarded to the highest acceptable net owner-occupant bidder.
- If there are no offers during this initial five-day bid period, daily bid openings are conducted for the remaining five-day owner-occupant priority period.
- At the conclusion of the 10-day owner-occupant priority period and the property remains unsold, bids from investor purchasers will be considered.
There are approximately 30,000 single-family homes in HUD's inventory of properties, and they can usually be found in every state as well as Puerto Rico, Guam and the Virgin Islands.
HUD Offering $1000 HUD-homebuyer Rebate
Over 30,000 HUD homes listed nationwide
The Department of Housing and Urban Development will hand over a check for $1000 to homebuyers who sign a contract to buy a HUD-listed single-family home by Sept. 30, 2002.
Effective June 31, the HUD $1,000 Cash Back Move-In Allowance will be given to the buyer at closing and can be used for any expenses such as moving costs and home repairs. The buyer is required only to close the sale transaction within 30 days after the contract is accepted and agree to live in the house as his or her primary residence for the next 12 months.
"The Bush Administration is committed to increasing the number of Americans, particularly minorities, who own their own homes," said HUD Secretary Mel Martinez. "We believe this incentive program will help more people become first-time homebuyers by purchasing one of HUD's single-family homes."
About Buying a HUD Inventory Home
Single-family homes sold by HUD, a massive cabinet-level agency, are made available at auction whenever a lender forecloses on a home insured with a HUD mortgage. HUD first pays the lender the amount owed on the home and then attempts to sell it at auction as soon as possible for no more than market value. The lender gets off the hook and, since the homes are sold at auction, buyers sometimes get them at prices well below appraised market value.
Anyone who can qualify for a mortgage or has the cash is eligible to buy a HUD home.
All HUD Homes are offered for sale at market value as established by an appraisal. Since the properties are sold "as is" there is often an opportunity for a homebuyer to earn "sweat equity" by making repairs after the sale.
While bidding on HUD homes is now conducted entirely on the Internet, only the buyer's real estate agent can enter bids. When a property is first listed for sale, priority will be given to owner-occupant purchasers for the first 10 calendar days, described as follows:
- All owner-occupant offers received during the first five days of this 10 day period will be reviewed on the first business day following the expiration of the five day period.
- All owner-occupant offers received are reviewed and the property is awarded to the highest acceptable net owner-occupant bidder.
- If there are no offers during this initial five-day bid period, daily bid openings are conducted for the remaining five-day owner-occupant priority period.
- At the conclusion of the 10-day owner-occupant priority period and the property remains unsold, bids from investor purchasers will be considered.
There are approximately 30,000 single-family homes in HUD's inventory of properties, and they can usually be found in every state as well as Puerto Rico, Guam and the Virgin Islands.
For more information, and links to HUD' listings of available properties, see: Buy a HUD Home and Save Money
About HUD Briefly
As the nation's housing agency, HUD works to increase homeownership by creating affordable housing opportunities for low-income Americans, supporting the homeless, elderly, people with disabilities and people living with AIDS. In addition, HUD promotes economic and community development, and enforces the nation's fair housing laws. For more information, see the HUD Web site.
• More Government Sales and Auctions
What does the government have going for it when it comes to online sales success? Diversity. From Treasury bills to wild horses and houses, you name it and a government Web site probably sells it.
Census: 1 in 5 Americans Has Disability
53 million reported some level of disability in 1997, Census reports
Nearly 20 percent or about 1 in every 5 Americans have some level of disability according to data released by the Commerce Department's Census Bureau on March 16, 2001.
Some 53 million people reported some level of disability in 1997, while 1 in 8 -- 33 million -- reported having a severe disability.
By Census Bureau definition, a person with a disability has difficulty in performing functional tasks or daily living activities or meets other criteria, such as a learning or developmental disability. Persons with sever disabilities are defined as being completely unable to perform one or more of these tasks or activities, need personal assistance or have one of the severe conditions described in the report.
The report, Americans With Disabilities: 1997, is the first comprehensive statistical report on the extent and effect of disabilities in America since passage of the Americans With Disabilities Act.
"Since the passage of the Americans with Disabilities Act in 1990, the Census Bureau has collected data that make it possible to relate disability status to a range of other variables, including income, employment, health insurance coverage and the receipt of program benefits," said Census Bureau analyst Sharon Stern about the report.
The Census Bureau stresses that the report was not a part of Census 2000, data from which will be released over the next three years.
Figures in the report show persons with severe disabilities are more likely to suffer economically and less likely to be covered by health insurance than persons with no disability. Among people 25-to-64 years of age having a severe disability, only 48 percent had health coverage, compared with 80 percent for people with a non-severe disability and 82 percent of those with no disability.
Other highlights from the report include:
- Among the population age 15 and over, 25 million had difficulty walking a quarter of a mile or climbing a flight of 10 stairs or they used an ambulatory aid, such as a wheelchair (2.2 million) or a cane, crutches or a walker (6.4 million).
- About 18 million individuals age 15 and over had difficulty lifting and carrying a 10-pound bag of groceries or grasping small objects.
- About 7.7 million people age 15 and over had difficulty seeing the words and letters in ordinary newspaper print (even with glasses).
- About 14.3 million people age 15 and over had a mental disability, including 1.9 million with Alzheimer's disease, senility or dementia; and 3.5 million with a learning disability.
- The poverty rate among the population 25-to-64 years old with no disability was 8 percent, compared with 10 percent for people with a nonsevere disability and 28 percent for people with a severe disability.
- In 1997, 9.7 million people age 16 to 64 had a disability that prevented them from working and another 7.2 million were limited as to the kind or amount of work they could do.
These data were collected in late 1997 from approximately 32,000 households in the panel of the Survey of Income and Program Participation that started in 1996. The data are subject to sampling variability and other sources of error according to the Census Bureau.
Disabled Renters' Assistance Voucher Program
Participating States and Cities
The following states and cities were awarded grants to assist non-elderly individuals and families with disabilities in leasing affordable private housing. For addresses and phone numbers of the Public Housing Authorities (PHAs) listed below, see: HUD's PHA Contact Information Web page at:
http://www.hud.gov/offices/pih/pha/contacts/index.cfm
| State Name | City | Recipient Name | Number of Vouchers | Grant Amount |
| Alabama | Montgomery | Montgomery Housing Authority | 100 | $460,478 |
| Arkansas | Morrilton | Conway County Housing Authority | 125 | $442,323 |
| California | Long Beach | Housing Authority of the City of Long Beach | 200 | $1,361,724 |
| Colorado | Denver | Supportive Housing & Homeless Programs | 200 | $1,001,099 |
| | Denver | Colorado Division of Housing | 200 | $1,199,114 |
| Connecticut | Waterbury | Housing Authority of the City of Waterbury | 76 | $436,416 |
| Florida | Deerfield Beach | Deerfield Beach Housing Authority | 52 | $294,278 |
| | Orlando | Housing Authority of the City of Orlando | 200 | $1,060,319 |
| | Titusville | Housing Authority of the City of Titusville | 75 | $378,388 |
| Illinois | Chicago | Chicago Housing Authority | 200 | $1,593,729 |
| Kentucky | Louisville | Housing Authority of Louisville | 30 | $175,589 |
| Massachusetts | Taunton | Taunton Housing Authority | 200 | $1,448,533 |
| Minnesota | Minneapolis | Minneapolis Public Housing Authority | 200 | $1,595,862 |
| | Minneapolis | Minneapolis Public Housing Authority | 200 | $1,595,862 |
| Nevada | Las Vegas | Housing Authority of the County of Clark | 175 | $1,115,834 |
| | Las Vegas | Housing Authority of Clark County | 58 | $369,819 |
| | Las Vegas | City of Las Vegas Housing Authority | 200 | $1,582,938 |
| | Las Vegas | City of Las Vegas Housing Authority | 200 | $1,582,938 |
| New York | New York | New York City Housing Authority | 200 | $1,484,502 |
| North Carolina | Greensboro | Greensboro Housing Authority | 150 | $884,150 |
| | Winston-Salem | Housing Authority of the City of Winston-Salem | 128 | $703,958 |
| Ohio | Cleveland | Cuyahoga Metropolitan Housing Authority | 200 | $1,235,340 |
| | Columbus | Columbus Metropolitan Housing Authority | 105 | $579,789 |
| | Findlay | Hancock Metropolitan Housing Authority | 200 | $714,641 |
| | Middletown | Middletown Public Housing Agency | 200 | $1,026,563 |
| | Newark | Licking Metropolitan Housing Authority | 50 | $224,343 |
| | Newark | Licking Metropolitan Housing Authority | 30 | $134,606 |
| | Springfield | Springfield Metropolitan Housing Authority | 200 | $812,476 |
| | Wellston | Jackson Metropolitan Housing Authority | 50 | $140,840 |
| Oklahoma | Muskogee | Housing Authority of the City of Muskogee | 200 | $830,697 |
| Pennsylvania | Philadelphia | Philadelphia Housing Authority | 50 | $372,709 |
| | Philadelphia | Philadelphia Housing Authority | 200 | $1,490,836 |
| Rhode Island | Woonsocket | Woonsocket Housing Authority | 35 | $185,011 |
| Tennessee | Nashville | Metropolitan Development and Housing Agency | 200 | $1,152,249 |
| Utah | Salt Lake City | Housing Authority of Salt Lake City | 200 | $1,110,753 |
| Vermont | Burlington | Burlington Housing Authority | 100 | $686,308 |
| | Burlington | Burlington Housing Authority | 50 | $343,154 |
| Washington | Everett | Housing Authority Snohomish County | 5 | $39,225 |
| | Longview | Housing Authority City of Longview | 100 | $470,770 |
| | Olympia | Housing Authority of Thurston County | 200 | $1,065,673 |
| | Renton | Housing Authority of the City of Renton | 52 | $459,705 |
| | Seattle | King County Housing Authority | 200 | $1,642,710 |
| | Seattle | Seattle Housing Authority | 200 | $2,064,243 |
| | Seattle | King County Housing Authority | 200 | $1,642,710 |
| | Spokane | Spokane Housing Authority | 200 | $803,979 |
Senior Citizens
Looking for housing options for yourself, an aging parent, relative, or friend? Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice. Talk to a HUD-approved housing counselor if you have questions about your situation.
Homes for Sale
Several federal agencies have properties to sell. In fact, HUD sells both single family homes and multifamily properties. Check them out - one might be just what you're looking for!
Single Family Homes for Sale
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